Our Latest Loan Reviews
Get a Fast Cash Loan up to $30,000
Money3 offers flexible cash loans fast - up to $30,000, over loan terms up to 24 months1.
Our fast loans give customers access to cash when emergencies come up, for planned purchases and expenses or when things are hard to budget for. Whatever you need cash for, Money3 will do its best to help, even if you have had problems in the past, we’ll take a fresh look at your current situation. Also consider secured Vehicle Finance up to $75,000.
With our cash loans up to $30,000, you can get started and apply online in minutes!
Money3 will consider cash loans for all kinds of situations from unexpected bills and emergency repairs, veterinary and medical expenses to school fees, furniture or holidays - to name a few.
If you are having difficulty getting a loan due to past credit history, have a minor default or simply need a fast cash loan, Money3 will do it’s best to assist you. We focus on your ability to repay, customising your loan with affordable repayments that suit you.
1. Subject to verification, suitability and affordability
Apply in Minutes for Cash Loans Fast!
At Money3, we offer personal loans up to $30,000 with a fast application and affordable repayments to match your lifestyle and budget.
Who Can Qualify for Cash Loans?
As long as your income1 totals $480 a week or more, that you are an Australian resident and over 18, then you are likely to qualify1 for a quick cash loan with Money3.
As a responsible lender, how much you will be able to borrow will be based on how much you can affordably repay within the loan term.
To qualify, you must:
- Be Over 18 Years Old
- Take Home Income (with benefits) over $480 a Week1
- Be an Australian Resident
- Get Your Income Paid into Your Account
Simply apply online to get started.
1. Subject to verification, suitability and affordability
How it Works
With Money3 you can apply online for personal loans up to $30,000 in around 5 minutes.
As part of your application, we are required by law to review your most recent 90 days bank statements, which we have made simple through our partner online bank account verification service, provided by Proviso - so you can do it all online - fast!
Once the online component of your application has completed, our loan underwriting team will review your application and keep you informed of your application's progress via phone and email. As soon as your loan has been approved1 and funded, we will let you know.
- Select Your Loan Amount
- Apply Online in Minutes
- Digitally Send Your 90 Days Bank Statements - Fast!
- Your Application is Reviewed
- Your Loan is Approved1
- Sign Your Contract
- Your Cash Loan is Paid into Your Bank Account - Fast!
- Relax!
1. Subject to verification, suitability and affordability
Cash Loans FAQs
Yes, Money3 offers personal & cash loans for many different purposes, from paying off emergency bills, household repairs, travel expenses, rental deposits or many more reasons.
Our personal loans go up to $30,000 with security on your loan. However, without security the maximum loan mount is $10,000. Our secured loans, for the purchase of cars or other vehicles go up to $75,000.
The cash loan application process is fast and easy. It takes most customers between 5 and 10 minutes to complete. We need to take some details about who you are, what your income and expenses are and then after that, we need 90 days bank statements. We can take your bank statements digitally through our partner, illion, so you don't have to worry about scanning or sending through any documents to us.
You should be able to complete your fast cash loan application in around 5 minutes!
Your fast loan application should only take between 5 and 10 minutes to complete. Providing we have everything we need, we should be able to review and approve your loan within 24 hours in most cases. Occasionally in some cases, we may be unable to verify some information automatically, which may delay your application. Please double-check you enter your contact details correctly, so we can follow up with you as quickly as possible.
Yes, our cash loans are available to people with bad credit1, as long as the loan is suitable and affordable for you. See our bad credit loans page to see how we will give you a fair go!
Yes, our cash loans are available to people receiving part or 100% of their income via Centrelink*.
Money3 is not affiliated with, or endorsed by, Services Australia. However, we do offer cash loans to customers receiving benefits.
Yes, you can. Most customers can easily complete their cash loan application 100% online without the need to upload any documents. 90 days bank statements are required as part of your application, and they can be taken digitally via our secure bank statement partner, illion, as part of your application.
No sorry, Money3 does not offer payday loans(SACCs).
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
More Popular Fast Loan Options
Bad Credit Loans
Apply online fast for up to $30,000 with bad credit issues considered from low credit scores to defaults and more.
Centrelink Friendly* Loans
At Money3, we factor in your income from benefits - which helps your affordability for a loan with us - we'll give you a fair go!
Emergency Loans Fast
Get access to up to $30,000 when you need it most - fast! Emergencies covered could include car repairs, unexpected bills, dental expenses and more...
Christmas Loans
Christmas can get expensive with gifts, meals, parties and travel to visit family and friends. A Christmas personal loan up to $30,000 could make all the difference!
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Also See:
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Cash Loans Example Costs Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,110 | $7,110 |
| 24 months at 16.95% APR & 37.39% Comparison Rate | ||
| $7,500 | $5,042 | $12,542 |
| 36 months at 16.95% APR & 37.39% Comparison Rate | ||
| $10,000 | $6,427 | $16,247 |
| 48 months at 16.95% APR & 35.44% Comparison Rate | ||
EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,109.60 and a total repayment of $7,109.60. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 16.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 37.39%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
