Happy Customer Reviews
Jet Ski Finance & Watersport Loans
Getting a jet ski loan approved may not be plain sailing if your credit rating is far from perfect, or you are receiving government benefits such as Centrelink*. With Money3, we believe in giving everyone a fair go, so we may be able to help1, when other lenders can't - even if you are on Centrelink*.
It's an exciting time and getting finance for your watersport passion should be too. We hope you'll find our online application as stress-free as applying for finance can be. Whether you are looking for a jet ski, boat or some other personal watercraft, Money3 will be happy to give you a fair go, consider your application and answer any questions you may have.
Simply complete the short form above to register your interest, and we will be able to call you back and go through the process with you. Alternatively, you can proceed straight-away online and give us all the details we may need to assess your application for finance quicker.
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Example Jet Ski Finance Costs Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,909 | $6,909 |
| 24 months at 13.95% APR & 34.16% Comparison Rate | ||
| $10,000 | $6,925 | $16,925 |
| 48 months at 13.95% APR & 29.11% Comparison Rate | ||
| $25,000 | $14,850 | $39,850 |
| 60 months at 13.95% APR & 20.38% Comparison Rate | ||
| $50,000 | $30,285 | $80,285 |
| 72 months at 13.95% APR & 17.23% Comparison Rate | ||
| $75,000 | $42,219 | $117,219 |
| 72 months at 13.95% APR & 16.15% Comparison Rate | ||
EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,909.35 and a total repayment of $6,909.35. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.16%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
Jet Ski FAQs
Yes, you could. At Money3, we aim to give you a fair go at jet ski finance. We may consider your jet ski financing application, regardless of your credit score history or whether you receive income from Centrelink*1.
Money3 is a reliable credit provider operating under an Australian Credit Licence. We aim offer secured loans with terms and monthly repayments that are appropriate to your financial and personal circumstances1.
Your credit score is determined by an independent credit reporting agency. It is an indicator of your borrowing power and usually ranges between 1 and 1000. Credit scores closer to 1000 are considered “good” and scores under 500 are “poor”.
Most lenders with automotive financial services in Australia will not offer loans to those with a poor credit score. However, at Money3, we look past your credit score and consider other factors when assessing your loan application. These include your income stream, spending habits, and your ability to manage your loan with us1.
Working with Money3 means you’ll get a fair go at jet ski ownership and getting new jet ski finance.
You may qualify for a jet ski loan if you meet our applicable lending criteria.
Our requirements are as follows:
- Be Over 18 Years Old
- Have Take Home Income or Benefits over $480 a Week1
- Be an Australian Resident
- Get Your Income Paid into Your Bank Account
- Be Employed or Receiving Centrelink payments1
If you meet our criteria above, we may consider your jet ski finance application.
Compared to many other jet ski finance options, getting a jet ski loan with Money3 is quick and easy1. Simply make an application, and we will consider your loan depending on your proposed loan amount, credit history, and income sources among other factors.
No, you do not need a deposit to get jet ski finance with Money3. However, having extra money around for your secured loan is always a good thing, as it means you can purchase higher valued jet skis.
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Also see:
Boat Finance
Whether it is a speed boat, jet ski, fishing boat or sailing yacht, Money3 could help with your boat finance up to a maximum of $75,000.
Caravan Loans
See a bit more of Australia, with our caravan loans, available up to $75,000 - We'll give you a fair go!
Vehicle Finance
We will consider most vehicle types from motorbikes to campervans with loans available up to $75,000.
Car Finance
As specialists in car finance across Australia, we'll give you a fair go with finance available up to $75,000.
