Rave Reviews on Money3
Buying a car in Brisbane is a breeze - we'll give you a fair go!
Ready to get started? Car finance with bad credit is available up to $75,000
Here's how it works
Get the money you need, when you need it - up to $75,000. With a fast, headache-free application process, you could be driving away sooner than you think.
- 01.Apply online
Apply online in just 5-10 minutes. We need a few personal details, plus your income and expenses plus bank statements to complete your online application.
- 02.We'll make sure everything looks good
If we need any clarification or extra details, we'll email, call or send you an SMS to get everything in place quickly.
- 03.Find your next car
Whether you intend to check out the dealerships in Brisbane or purchase via a private sale, let us know the vehicle you intend to buy for us to do our final checks, before your loan approval.
- 04.Drive away
If all goes smoothly, you could be driving away in your next car in 24 to 48 hours.
1. Subject to verification, suitability and affordability
At Money3, we'll give you a fair go.
No Deposit Needed
We could finance up to 100% of your vehicle costs up to $75,000 - even with a poor credit profile.
Get up to $75,000
We'll match you with a suitable bad credit car loan and calculate your weekly repayments to work best for you.
Drive away fast
When it's time to buy, we provide you with the funds to complete the purchase of your car within 48 hours once approved.
Find fast, fair and affordable car finance
Car Finance on a Centrelink income*
With Money3, your money from benefit payments may be seen as income with our Centrelink friendly loans.
Car Loans
Get your car financed with Money3 car finance going up to $75,000. No deposit needed with a fast approval process.
Vehicle Finance
It's not just cars - we also finance motorbikes, vans, caravans, boats and more up to $75,000.
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Example Brisbane Car Loans - Costs Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,909 | $6,909 |
| 24 months at 13.95% APR & 34.16% Comparison Rate | ||
| $10,000 | $6,925 | $16,925 |
| 48 months at 13.95% APR & 29.11% Comparison Rate | ||
| $25,000 | $14,850 | $39,850 |
| 60 months at 13.95% APR & 20.38% Comparison Rate | ||
| $50,000 | $30,285 | $80,285 |
| 72 months at 13.95% APR & 17.23% Comparison Rate | ||
| $75,000 | $42,219 | $117,219 |
| 72 months at 13.95% APR & 16.15% Comparison Rate | ||
EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,909.35 and a total repayment of $6,909.35. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.16%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
Brisbane Car Loans FAQs
Other financial providers may knock back borrowers with a poor credit score. At Money3, we consider other factors to determine whether a loan is do-able for you. Our bad credit car loans give Brisbane drivers a second chance.
When you apply for a car loan with Money3, you will be asked to provide details of your regular income and expenses. We will review this to determine how much 'borrowing power' you have. The higher your borrowing power, the more money you will usually be able to access.
Check out our repayment calculator for car loans to review your borrowing power.
Applying for a car loan in Brisbane with Money3 is simple and convenient. You can start your application directly by completing the short form at the top of this page. After submitting the initial application, you'll be prompted to complete a full application, which includes details about your income, employment, and expenses. We process your bank statements digitally via illion for a quick assessment, typically completed within 24 to 48 hours. Once pre-approved, you can proceed to select your vehicle, and we’ll handle the payment directly to the dealer after you sign the loan agreement.
Yes1, Money3 offers car loans to individuals with bad credit in Brisbane. We understand that not everyone has a perfect credit history, and we’re committed to helping those who may struggle to secure a loan through traditional lenders - when it is affordable for them. Even if you have bad credit, receive Centrelink payments, or are self-employed, you can still apply.
Yes, getting pre-approved for a car loan before shopping for a vehicle is a great idea, especially if you have bad credit. Pre-approval gives you a clear understanding of your budget, which helps you focus on vehicles you can afford and strengthens your negotiating position with dealers.
To get car finance with Money3, you need to have an income of at least $480 or more per week1. This income can come from working, Centrelink benefits*, or both
Yes, we’ll need your address, contact details, and information on your regular income and expenses. They can be uploaded digitally online. We will also need 90 day bank statements and your driver's license for the assessment process.
Brisbane has several suburbs that are well-known for their concentration of used car dealerships, making it easier to find a wide range of vehicles. Some of the best areas to explore include:
- Moorooka: Often referred to as the “Magic Mile,” Moorooka is famous for its stretch of car dealerships offering a variety of used cars.
- Kedron: Located on Brisbane’s north side, Kedron has a strong presence of car dealerships, providing a good selection of used vehicles.
- Springwood: In the southern suburbs, Springwood is another hotspot for car dealerships, with many options to choose from.
- Slacks Creek: Close to Springwood, Slacks Creek is known for its numerous car yards, making it a convenient area to compare different dealerships.
- Brendale: This northern suburb offers a range of dealerships with both new and used cars, making it a worthwhile destination for car buyers.
- Ipswich: If you’re willing to travel slightly outside of Brisbane, Ipswich has a growing number of car dealerships, often with competitive prices on used cars.
Visiting these areas will give you plenty of options to find the right used car. Consider getting pre-approved for a loan with Money3 first, to simplify the purchasing process when you find the vehicle that suits your needs.
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
