Our Reviews are Out There!
Explore the great outdoors in style with RV finance from Money3
With lower rates and affordable loan repayments, you can rest easy knowing you're in safe hands.
Ready to discover new horizons? Your next adventure starts here.
Adventure awaits! From highways to hidden gems, our RV financing can get you there sooner. Quick and stress-free - we’ve made our loan process easy.
- 01.Submit your application
With your RV or motorhome application, the entire process can be completed in under 10 minutes from the comfort of your home.
- 02.We’ll take a look and contact you
Once we review your RV loan application, we'll reach out via phone or email with next steps.
- 03.Find your dream motorhome
Whether it's a new or used motorhome, from a dealership or via a private sale — tell us what you'd like to buy, and we can provide you with a quick assessment.
- 04.Hit the road
If all goes smoothly, you could be on the open road in under 48 hours.
1. Subject to verification, suitability and affordability
Transparent motorhome loans for on-the-go freedom
100% Online
With 10-minute applications and easy direct debit repayments, we make RV finance simple.
Get up to $75,000
We'll match you with the right car loan based on your affordability.
Ride away in 48 hours
Once you're approved and signed your contracts, we can organise payment to the vendor and get you moving sooner.
Get the right finance for your road trips.
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Example Vehicle Finance Costs Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,909 | $6,909 |
| 24 months at 13.95% APR & 34.16% Comparison Rate | ||
| $10,000 | $6,925 | $16,925 |
| 48 months at 13.95% APR & 29.11% Comparison Rate | ||
| $25,000 | $14,850 | $39,850 |
| 60 months at 13.95% APR & 20.38% Comparison Rate | ||
| $50,000 | $30,285 | $80,285 |
| 72 months at 13.95% APR & 17.23% Comparison Rate | ||
| $75,000 | $42,219 | $117,219 |
| 72 months at 13.95% APR & 16.15% Comparison Rate | ||
EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,909.35 and a total repayment of $6,909.35. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.16%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
RV & Motorhome FAQs
Yes, you could. You can pay for your next boat by obtaining a secured loan from a responsible lender. Provided you meet our lending criteria you could get a boat loan of up to $75,000 with Money3.1
The overall cost of financing an RV depends on your loan amount, the type of loan (secured loans vs unsecured loans) and your lender’s interest rates. For help estimating your monthly repayments, you can use our Repayment Calculator.
Either way is fine. However, getting pre-approval from your lender beforehand can help give you an idea of available loan amounts when you're shopping. If you already have a recreational vehicle in mind, that's OK too.
Yes. Unlike other lenders, we look beyond a poor credit score to consider your financial situation in its entirety. At Money3, we may consider you for a RV loan even if you have a low credit score or are on a Centrelink income. As reputable lenders, we will only provide a fair loan offer with a fixed interest rate our customers can afford.1
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
