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Let's get to work
Get to work with the best gear with tractor finance and farm equipment loans up to $75,000 from Money3. Bad credit history considered! We'll give you a fair go.
Tackle your fields with power. Effortless farming starts here.
Put your farm into high gear with our affordable financing solutions for tractors and equipment.
- We'll review and reach out
We'll get in touch to discuss different financing options, interest rates and terms once we complete your loan assessment.
- Apply online
With automatic document retrieval option for your bank statements, you can complete your application in under 10 minutes.
- Shop the latest equipment
Whether it’s a new or used tractor, from a private sale or dealership, let us know what you’d like to purchase, and we can process payment for the tractor, once contracts are accepted.
1. Subject to verification, suitability and affordability
Tractor finance that goes the extra mile.
Cutting edge financing to help you get the job done.
Gear up for greatness. Our stress-free equipment and tractor finance options help farmers take their business to the next level.
100% online
With 10-minute applications and easy direct debit repayments, we make farm equipment finance simple.
Loans in 48 hrs
Once your finance is approved, we can step in to close the deal, so you can hit the fields sooner.
Get the gear you need, when you need it.
Conquer your lawn like a pro.
Looking to power up your landscaping? Our ride-on-mower finance can help you tame your yard for less.
Rev up your finance
Want to get the blood pumping with the thrill of a new motorbike? Fuel your adventure with motorbike finance from Money3
Need something else? Let us be your car buying co-pilot.
For over a decade, we've helped Australians get back on the road for less.
Example Tractor Finance Costs Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,909 | $6,909 |
| 24 months at 13.95% APR & 34.16% Comparison Rate | ||
| $10,000 | $6,925 | $16,925 |
| 48 months at 13.95% APR & 29.11% Comparison Rate | ||
| $25,000 | $14,850 | $39,850 |
| 60 months at 13.95% APR & 20.38% Comparison Rate | ||
| $50,000 | $30,285 | $80,285 |
| 72 months at 13.95% APR & 17.23% Comparison Rate | ||
| $75,000 | $42,219 | $117,219 |
| 72 months at 13.95% APR & 16.15% Comparison Rate | ||
EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,909.35 and a total repayment of $6,909.35. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.16%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
Tractor Finance FAQs
At Money3, we offer financing options for a range of farm equipment and machinery including:
- Tractors
- Trucks
- Farm ploughs
- Balers
- Combines
- Harvesting equipment
- Planters
- Sprayers
Farming machinery can be expensive and faulty equipment can slow production. Loans could help farmers access the equipment they need sooner or get ownership of the latest equipment to boost efficiency.
As a specialist lender, we regularly provide equipment finance to people who have been refused credit elsewhere due to their credit history or employment status
Our Loan Repayment Calculator can help you calculate your loan repayments. We also don't have any early repayment fees to help you pay off your loan early.
1. Subject to verification, suitability and affordability
